The database we use includes records collected from over 2500 contributing websites whereby visitors can engage in a variety of activities such as post
a resume /apply to a job, request information about continuing education, find out about health issues, participate in surveys, enter contests, order products
and/or services, and more.Visitors may provide us with personally identifiable information that can directly identify visitors or indicate where visitors may
be contacted during these activities. The information may include the visitor’s name, address, age, date of birth, gender, class, e-mail address, telephone
number, credit card information, hobbies, interests, and more. Sometimes visitors provide similar information about others.

From time to time our market research department, or our contractors acting on our behalf, conducts online research surveys through e-mail invitations,
pop-up surveys and online focus groups. When participating in a survey, we may ask visitors to enter personally identifiable information which we may
combine with information about them from other sources. The information from other sources may include financial, health or other identifiable information.
This information is used for research purposes. Information from the survey results may be reported to our clients.  Such information collected through
market research will be used only by our service providers and contractors and will not be given or sold to any other third party without the visitor’s consent
or as otherwise allowed by this Privacy Policy. For general market research surveys we will not knowingly accept survey responses from or conduct
interviews with any person under the age of 13. Some surveys may provide remuneration (payment of some kind) to participants such as a small cash fee
for a visitor’s time or an entry into a sweepstakes for a larger prize and may contain opt-in permission for additional e-mail follow-up surveys. We will tell
visitors when they agree to participate in a survey if it is a paid survey. When our market research surveys collect information like name, e-mail address
or contain additional opt in permissions for follow up or recontact, or if a survey offers to provide remuneration of any kind, we will not knowingly accept
participants in these instances under the age of 18. Such research surveys will always include a link to the appropriate privacy policy. We are not responsible for unauthorized market research surveys that are conducted on third party sites. It is possible that when visitors click on certain banner advertisements on our affiliates’ sites to visit an advertiser's site that those visitors may receive invitations to participate in market research surveys from the advertiser or other third party site. These surveys are not subject to our privacy policy or our affiliates’ privacy policies. Visitors should always read the privacy policy and or terms and conditions of use so they can understand how these third parties use their information and what rights they have regarding its use.

Except as otherwise provided, the sites that provide information about their visitors which inform the database reserve the right to use and disclose any
information that visitors provide there (regardless of whether such information is provided by visitors actively, passively, directly, or indirectly) for any purpose deemed necessary or proper. That said, it is our practice to limit the collection of information to what is necessary to administer our business and to deliver superior products and services to visitors, and to use and disclose the information collected in ways that are compatible with the purposes for which it is gathered. For example, if visitors apply to a job or request information about continuing a visitor’s education, we may send the visitor’s information to the third party organization (the employer or school) which is of interest to visitor. We have no control over information that is submitted to or collected by third parties.

When we share information with third party organizations, we request to the extent we deem practical that they protect visitors’ information in a manner that
is consistent with our privacy policy. We cannot, however, guarantee that they will do so.

Many of our affiliates’ web pages use text files called "cookies." These are placed on a visitor’s hard disk by web server to store their preferences. Some of
the cookies are placed by our affiliates’ sites and others by third parties which advertise on those websites. Our affiliates’ cookies do not reveal visitors’
personally identifiable information. However, if visitors choose to provide personally identifiable information, then that information may be linked to the data
stored in the cookie. Many websites, use cookies to save their visitors time and to improve the experience of those visitors on the sites they visit. Visitors
may choose to have their browser reject some or all cookies. This policy does not cover how the third parties use their cookies.

Like most commercial websites, our affiliates’ sites collect information about their visitors including how they came to the site, what browsers they use, what
pages they visit, how long they spend on the site, from which pages they left our site, and to which sites they went to when they left. Our affiliates use this
information to improve their sites and may share it with third party organizations.

In order to better understand the people using these sites, the information visitors provide on them is supplemented with information from third party
organizations. For example, visitors may accidentally provide an invalid zip code. This information may be corrected with zip code information that is
obtained from a third party.

CAN-SPAM Act of 2003 (rev. 2008)
compliance info

Proposed E-mail lists adhere to all aspects of the Can Spam Act and are 100% compliant with the regulations it sets forth. The following are the main points
of the Can Spam Act, which:

• Prohibits the use of false or misleading headers
• Forbids mailing through open relay servers and incorrect configured mail servers
• Outlaw the use of deceptive subject lines
• Requires a clear and concise opt-out mechanism within every commercial e-mail for both the advertiser and the list owner.   Both the advertiser and the list owner must honor removal requests within 10 days of receipt.
• Requires the inclusion of a valid physical postal address within every commercial e-mail for both the advertiser and the list owner.

A copy of the Can Spam Act can be found at www.spamlaws.com

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